I took the plunge, and signed up as a Close To My Heart consultant. I might be completely insane, but they have a great deal this month. If you sign up as a consultant (which is normally $99, and you get a HUGE amount of stuff in your kit) you get the Cricut Art Philosophy cart (or $99 in credit) for free.
So I'm not sure exactly when I will find time to do all this, but I'm going to have fun anyway
check it out here!